Upload your 1099-LTC information using our CSV template, Manual import, or custom upload option. TaxBandits automatically validates your data to prevent IRS rejections.
Form 941 for Q1 is Due by April 30, 2026 — Don’t miss the deadline.Start Filing Now
E-file Form 1099-LTC online quickly and securely. Report long-term care and accelerated death benefits with easeusing our IRS-approved filing software.
Filing a 1099-LTC isn’t just about submission! It’s about getting the data right, validating it thoroughly, and owning the right outcome.
The Bandit Commitment defines how TaxBandits approaches compliance: preventing errors before filing, supporting corrections & resubmissions when needed, and standing accountable through acceptance and beyond.
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Compliance starts with clean, validated data—long before your 1099-LTC is transmitted.
Federal filing, state compliance, and form distribution—handled together with complete guidance.
Corrections & retransmissions for your 1099-LTC are included with your filing fee.
If a 1099-LTC cannot be accepted or is a duplicate, the filing fee can be refunded.
Form 1099-LTC is required to be filed by entities that pay long-term care benefits, including accelerated death benefits. These payers can be insurance companies, governmental units, or viatical settlement providers
“Over 300 Thousand 1099-LTC forms could be filed by 2025—are you ready to meet the demand?”Don’t Wait Start Filing 1099-LTC Today
Key dates for filing and distributing Form 1099-LTC for the 2025 tax year to stay IRS-compliant and avoid penalties.
February 2, 2026
March 2, 2026
March 31, 2026
Discover the key information needed to file Form 1099-LTC easily.
Name, address, and TIN
Name, TIN, address, and account number
Name, TIN, address, and account number
Whether you’re reporting to the IRS or sending copies to policyholders, TaxBandits handles the entire 1099-LTC filing process quickly, accurately, and securely.
TaxBandits ensures accurate filings with built-in TIN Matching and free USPS Address Validation.
Use our bulk upload feature to import all policyholder’s data and files in one go.
Instantly generate and distribute policyholder copies via Postal or Online Access.
TaxBandits ensures industry-standard encryption and secure data storage to protect sensitive information.
As an IRS-authorized e-file provider, TaxBandits guarantees your submissions are fully compliant and securely transmitted.
TaxBandits allows you to correct and resubmit Form 1099-LTC for free if the IRS rejects it, ensuring tax compliance.
Manage high-volume 1099-LTC filing with customizable workflows, approval controls, and enterprise-grade support.
Bring in data through integrations, APIs, bulk uploads, or custom templates—designed to fit your existing systems.
Tailor our system to accommodate complex, enterprise-specific compliance needs and operational requirements (such as SSO setup).
Customize recipient portals and email communications to align seamlessly with your brand identity.
Invite teams, assign precise roles, and delegate filing responsibilities with clear ownership and approval controls.
Benefit from robust security controls, priority assistance, and a dedicated account manager who understands your needs.
Our platform is designed to handle the complexities of high-volume filing, providing robust tools for tax professionals, casinos, and large gaming organizations.
Automate your entire 1099-LTC filing workflow by integrating your systems directly with our robust API.
Create a TaxBandits PRO account and seamlessly manage high-volume 1099-LTC filings within a secure, cloud-based solution.
Get priority assistance from our expert support team to handle any filing questions or technical needs.
Create your free account and follow these simple steps to e-file your Form 1099-LTC effortlessly!
Step 1:Import and Validate Data
Upload your 1099-LTC information using our CSV template, Manual import, or custom upload option. TaxBandits automatically validates your data to prevent IRS rejections.
Step 2:E-File with IRS and States
Submit your 1099-LTC forms directly to the IRS and applicable state agencies in just a few clicks.
Step 3:Deliver Recipient Copies
Send recipient copies securely through postal mail, online access, or both—quickly and hassle-free.
Form 1099-LTC is used to report long-term care insurance benefits and accelerated death benefits paid under a life insurance contract. These payments may be made to the insured, a policyholder, or a beneficiary and must be reported to the IRS for tax purposes.
Insurance companies, government agencies, and viatical settlement providers must file Form 1099-LTC if they pay long-term care benefits or accelerated death benefits at any time during the tax year. These payers are responsible for reporting the payments to both the IRS and the recipient.
The deadline to e-file Form 1099-LTC with the IRS is March 31, 2026. If you are filing paper copies, the deadline is March 2, 2026. You must distribute recipient copies by February 2, 2026.
Form 1099-LTC has three copies, each serving different purposes:
If the recipient is both the policyholder and insured individual, you only have to furnish Copy B of Form 1099-LTC to the policyholder.
If you fail to file and furnish Form 1099-LTC within the specified deadlines, the IRS will impose penalties ranging between $60 and $680, depending on your business size and the delay period.
To learn more about the 1099-LTC penalties, click here.